.lamf-main{padding-bottom:72px}.lamf-intro{padding:36px 0 28px;border-bottom:1px solid var(--hd-line)}.lamf-intro h1{margin:0;font-size:clamp(2.45rem,5vw,4rem);line-height:1;letter-spacing:-.055em}.lamf-intro>p:last-child{max-width:760px;margin:14px 0 0;color:var(--hd-muted);font-size:1.05rem}.lamf-layout{display:grid;grid-template-columns:minmax(0,.86fr) minmax(0,1.14fr);gap:32px;align-items:start;margin-top:30px}.lamf-form,.lamf-results{min-width:0}.lamf-input-section{margin-bottom:20px;border:1px solid var(--hd-line);border-radius:10px;overflow:hidden;background:var(--hd-surface)}.lamf-section-heading,.lamf-output-heading{display:flex;align-items:center;gap:12px;padding:12px 16px;background:#25333c;color:#fff}.lamf-section-heading span,.lamf-output-heading span{font-size:.68rem;font-weight:850;letter-spacing:.12em;color:#b9d9d1}.lamf-section-heading h2,.lamf-output-heading h2{margin:0;font-size:1rem;line-height:1.35;letter-spacing:-.02em}.lamf-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;padding:18px}.lamf-field{min-width:0}.lamf-field-wide{grid-column:1/-1}.lamf-field label{display:block;margin-bottom:6px;font-size:.8rem;font-weight:750;line-height:1.35}.lamf-field label span{color:var(--hd-muted);font-weight:550}.lamf-field input,.lamf-field select{display:block;width:100%;min-height:42px;padding:9px 11px;border:1px solid #dfcf9c;border-radius:6px;background:#fff7d7;color:#222b31;font-size:1rem;font-weight:650}.lamf-field select{font-weight:600}.lamf-field input:focus,.lamf-field select:focus{background:#fff9e7}.lamf-field [aria-invalid="true"]{border-color:#c34e47;box-shadow:0 0 0 2px #c34e4733}.lamf-field small{display:block;margin-top:6px;color:var(--hd-muted);font-size:.7rem;line-height:1.4}.lamf-repayment-preview{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-top:1px solid var(--hd-line)}.lamf-repayment-preview div{padding:12px 16px;min-width:0}.lamf-repayment-preview div+div{border-left:1px solid var(--hd-line)}.lamf-repayment-preview span{display:block;font-size:.7rem;color:var(--hd-muted)}.lamf-repayment-preview strong{display:block;margin-top:3px;font-size:1rem;overflow-wrap:anywhere}.lamf-actions{display:flex;flex-wrap:wrap;gap:8px}.lamf-actions button{min-height:42px;padding:9px 13px;border:1px solid var(--hd-line);border-radius:7px;background:var(--hd-surface);color:var(--hd-ink);font-size:.8rem;font-weight:750;cursor:pointer}.lamf-actions button:hover{border-color:var(--hd-brand)}.lamf-actions .lamf-primary{background:var(--hd-brand);border-color:var(--hd-brand);color:#fff}.lamf-actions button:disabled{opacity:.55;cursor:not-allowed}.lamf-error{margin:10px 0 0;color:#b5423d;font-size:.83rem;font-weight:650}.lamf-error:empty{display:none}.lamf-fine{margin:10px 0 0;color:var(--hd-muted);font-size:.75rem}.lamf-verdict{padding:22px 24px;border:1px solid var(--hd-line);border-radius:10px;background:var(--hd-soft-brand)}.lamf-result-kicker{margin:0 0 5px;color:var(--hd-brand-dark);font-size:.68rem;font-weight:850;letter-spacing:.1em;text-transform:uppercase}.lamf-verdict h2{margin:0;font-size:1.5rem;line-height:1.15;letter-spacing:-.04em}.lamf-verdict>p:not(.lamf-result-kicker){margin:9px 0 0;color:var(--hd-muted);font-size:.87rem}.lamf-verdict>strong{display:block;margin-top:15px;color:var(--hd-brand-dark);font-size:clamp(1.7rem,3vw,2.3rem);line-height:1.1;letter-spacing:-.04em;overflow-wrap:anywhere}.lamf-verdict[data-winner="a"]{background:#fff3e4}.lamf-verdict[data-winner="a"]>strong{color:#9a560e}.lamf-verdict-meta{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:20px;padding-top:15px;border-top:1px solid var(--hd-line)}.lamf-verdict-meta span{display:block;color:var(--hd-muted);font-size:.71rem}.lamf-verdict-meta strong{display:block;margin-top:4px;font-size:1rem}.lamf-output-section{margin-top:27px}.lamf-output-heading{margin-bottom:0;border-radius:8px 8px 0 0}.lamf-path-pair{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border:1px solid var(--hd-line);border-top:0;border-radius:0 0 8px 8px;overflow:hidden}.lamf-path-card{min-width:0;padding:15px 16px}.lamf-path-card+div{border-left:1px solid var(--hd-line)}.lamf-path-a{background:#e5f4f0}.lamf-path-b{background:#e8effd}.lamf-path-card>p{margin:0 0 11px;font-size:.72rem;font-weight:850;letter-spacing:.065em}.lamf-path-a>p{color:#075f53}.lamf-path-b>p{color:#2057aa}.lamf-path-card dl{margin:0}.lamf-path-card dl div{display:flex;justify-content:space-between;gap:12px;padding:8px 0;border-top:1px solid #748b9d44;font-size:.76rem}.lamf-path-card dt{color:#445663}.lamf-path-card dd{margin:0;font-weight:800;text-align:right;overflow-wrap:anywhere}.lamf-table-scroll{max-width:100%;overflow:auto;border:1px solid var(--hd-line);border-top:0;border-radius:0 0 8px 8px;background:var(--hd-surface)}.lamf-table-scroll table{width:100%;min-width:590px;border-collapse:collapse;font-size:.77rem}.lamf-table-scroll th,.lamf-table-scroll td{padding:10px 12px;border-bottom:1px solid var(--hd-line)}.lamf-table-scroll thead th{font-size:.69rem;letter-spacing:.03em;text-align:right;background:var(--hd-surface-muted)}.lamf-table-scroll thead th:first-child{text-align:left}.lamf-table-scroll tbody th{width:47%;font-weight:550;text-align:left}.lamf-table-scroll td{font-weight:700;text-align:right;white-space:nowrap}.lamf-table-scroll tr:last-child th,.lamf-table-scroll tr:last-child td{border-bottom:0}.lamf-table-scroll thead .lamf-a-head{background:#d1eee6;color:#075f53}.lamf-table-scroll thead .lamf-b-head{background:#d8e5ff;color:#2057aa}.lamf-table-scroll .lamf-total-row,.lamf-table-scroll .lamf-keep-row{background:var(--hd-soft-brand);font-weight:800}.lamf-table-scroll .lamf-total-row th,.lamf-table-scroll .lamf-keep-row th{font-weight:800}.lamf-table-scroll .lamf-tax-row{background:#fce8e7}.lamf-main .hd-methodology{max-width:850px;margin:52px 0 0;padding:28px 0 0;border-top:1px solid var(--hd-line);color:var(--hd-muted);font-size:.9rem;line-height:1.7}.lamf-main .hd-methodology h2,.lamf-main .hd-methodology h3{color:var(--hd-ink);line-height:1.2;letter-spacing:-.03em}.lamf-main .hd-methodology h2{font-size:1.5rem}.lamf-main .hd-methodology h3{margin-top:26px;font-size:1.05rem}.lamf-main .hd-methodology p{margin:9px 0}.lamf-main .hd-methodology a{color:var(--hd-brand-dark);text-underline-offset:3px}.lamf-related{display:flex;flex-wrap:wrap;gap:18px;margin-top:35px;padding-top:20px;border-top:1px solid var(--hd-line)}.lamf-related a{font-size:.85rem;font-weight:700;color:var(--hd-brand-dark);text-decoration:none}.lamf-related a:hover{text-decoration:underline}.lamf-noscript{padding:12px;border:1px solid var(--hd-line)}
:root[data-theme="dark"] .lamf-input-section,:root[data-theme="dark"] .lamf-table-scroll{background:var(--hd-surface)}:root[data-theme="dark"] .lamf-section-heading,:root[data-theme="dark"] .lamf-output-heading{background:#263d48}:root[data-theme="dark"] .lamf-field input,:root[data-theme="dark"] .lamf-field select{background:#302b1d;border-color:#635736;color:#fff5d9}:root[data-theme="dark"] .lamf-path-a{background:#173b37}:root[data-theme="dark"] .lamf-path-b{background:#1c3153}:root[data-theme="dark"] .lamf-path-card dt{color:#b4c4ce}:root[data-theme="dark"] .lamf-path-a>p,:root[data-theme="dark"] .lamf-table-scroll thead .lamf-a-head{color:#91dccb}:root[data-theme="dark"] .lamf-path-b>p,:root[data-theme="dark"] .lamf-table-scroll thead .lamf-b-head{color:#a9c6ff}:root[data-theme="dark"] .lamf-table-scroll thead .lamf-a-head{background:#173b37}:root[data-theme="dark"] .lamf-table-scroll thead .lamf-b-head{background:#1c3153}:root[data-theme="dark"] .lamf-tax-row{background:#442829}:root[data-theme="dark"] .lamf-verdict[data-winner="a"]{background:#44311b}:root[data-theme="dark"] .lamf-verdict[data-winner="a"]>strong{color:#f6bb6f}:root[data-theme="dark"] .lamf-actions .lamf-primary{color:#102033}
.lamf-fine{overflow-wrap:anywhere}
@media(max-width:1000px){.lamf-layout{grid-template-columns:1fr}.lamf-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 16px}.lamf-actions,.lamf-error,.lamf-fine{grid-column:1/-1}.lamf-results{margin-top:12px}}
@media(max-width:650px){.lamf-main{padding-bottom:50px}.lamf-intro{padding:26px 0 20px}.lamf-layout{gap:18px;margin-top:20px}.lamf-form{display:block}.lamf-fields{padding:14px;gap:13px}.lamf-path-pair{grid-template-columns:1fr}.lamf-path-card+div{border-left:0;border-top:1px solid var(--hd-line)}.lamf-verdict{padding:20px}.lamf-output-section{margin-top:22px}}
@media(max-width:420px){.lamf-fields{grid-template-columns:1fr}.lamf-field-wide{grid-column:auto}.lamf-actions button{flex:1 1 auto}.lamf-table-scroll table{min-width:550px}}
@media print{.hd-header,.hd-footer,.hd-breadcrumbs,.lamf-actions,.lamf-related,.lamf-fine{display:none!important}.lamf-main{width:100%;padding:0}.lamf-layout{display:block}.lamf-form{display:none}.lamf-results{display:block}.lamf-output-section,.lamf-verdict,.lamf-path-card{break-inside:avoid}.lamf-table-scroll{overflow:visible}.lamf-table-scroll table{min-width:0}}