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Loan calculators
Compare monthly payments, borrowing costs and prepayment choices. Start with the home-loan comparison for a planned extra payment.
- EMI Calculator
Compare a monthly payment with the interest paid over the whole term. A lower EMI can simply mean paying interest for longer. Use the home-loan comparison when you want to model prepayments and ownership costs.
- Home Loan Prepayment Calculator
Keeping EMI unchanged usually repays the modeled balance sooner. Reducing EMI frees monthly cash while recalculating over the original remaining term. Compare interest savings with your available cash; this model does not estimate returns from investing that cash elsewhere.
- Credit Card EMI Calculator
Look beyond the advertised interest rate. Fees and GST affect cash paid, while the effective annual cost measures the timing of those cash flows. Compare any cash-payment discount separately; it is not included here.