Mutual Fund Returns Calculator

How to read this mutual fund returns calculator

Absolute return measures the overall gain; CAGR expresses an equivalent steady annual growth rate. Neither describes volatility. If you added or withdrew money along the way, use XIRR with dated cash flows instead.

Worked example

₹10,000 becoming ₹12,100 in two years is a ₹2,100 gain, 21% absolute return and 10% CAGR.

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Method and assumptions

Absolute return = (current − initial) ÷ initial. CAGR = (current ÷ initial) raised to 1/years, minus one. The initial investment must be positive.

CAGR compares a positive starting investment with the current value over the entered years. It assumes no intermediate deposits or withdrawals; use XIRR when there are additional cash flows. A current value of zero means a complete loss.

Checks and limitations

Example and model checked on 2026-09-12. These are software calculation checks, not a professional review of your finances. Displayed rupees may differ slightly from unrounded totals.

This is a mathematical model; it does not quote a specific financial product.

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