XIRR Calculator
Estimate annualized return for irregular cash flows. Use comma-separated amounts and matching dates.
Break-up
About this calculator
Enter comma-separated amounts and matching dates. Investments are negative and receipts positive. Dates are sorted and amounts on the same date are combined. This calculator supports one change of sign in the resulting cash flows; repeated sign changes may have multiple or no solutions and are rejected.
XIRR uses actual elapsed days divided by 365 and annual compounding. For example, −1000 on 2025-01-01 and +1100 on 2026-01-01 gives 10.00%; receiving 900 instead gives −10.00%. Fees affect the result only when included in your cash flows. Rates extremely close to −100% or exceptionally large rates may be outside the supported range.
Calculations run locally. Share copies only the calculator link, without your amounts or dates.
This calculator provides an estimate based on the values entered. Actual investment, tax, or bank results may vary due to fees, timing, compounding rules, taxation, and market movement.