Sukanya Samriddhi Yojana Calculator

How to read this sukanya samriddhi yojana calculator

This is a simplified annual-deposit projection. The account-opening date, eligible monthly balances and future rate changes can make the actual statement differ. Eligibility and withdrawal decisions should be checked against the scheme rules.

Worked example

₹250 deposited annually for 15 years at a hypothetical 0% rate results in ₹3,750 at year 21. Contributions stop after year 15 in the model.

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Method and assumptions

Interest is credited annually on the modeled eligible opening-year deposit and balance. The projection uses 15 contribution years and 21 total years; it does not model partial withdrawals.

A simplified start-of-year deposit projection: equal deposits for 15 years and growth over 21 years, with annual interest rounded to whole rupees. Assumes every annual deposit qualifies for a full year of interest at the constant rate entered. Actual opening dates, monthly eligible balances, rate changes, withdrawals and early closure can change the result. Deposit and maturity periods are fixed for this supported scenario. Official SSY scheme.

Checks and limitations

Example and model checked on 2026-09-12. These are software calculation checks, not a professional review of your finances. Displayed rupees may differ slightly from unrounded totals.

• National Savings Institute: SSY scheme rules

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